Loan Portfolios

Home Loan Recovery Services

Meerasa provides home loan recovery services for banks, NBFCs and financial institutions managing overdue home loan recovery portfolios.

Home and housing loan portfolios are high-value, long-tenure and property-backed. We combine empathetic borrower engagement with disciplined verification and resolution coordination suited to mortgage portfolios. Our approach covers housing loan recovery, mortgage loan recovery and home loan collection services.

How We Help

Home Loan Recovery — Our Process

Portfolio Review & Ageing

Assessment of home loan delinquency buckets, tenure and risk characteristics.

Borrower Engagement

Professional tele and field engagement focused on understanding repayment challenges.

Property & Documentation Verification

Verification of property details and loan documentation as per process.

Resolution Coordination

Coordination of restructuring or resolution options within client policy.

Reporting & MIS

Transparent reporting on engagement, promises and recovery progress.

Discuss Your Recovery Portfolio

Share your portfolio characteristics — we will outline a structured recovery approach.

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